Shop But Don’t Drop (Your Coverages) – How to Avoid Black Friday Claims
Every year, my family and I look forward to our Thanksgiving traditions. We eat Thanksgiving dinner, watch TV, eat more Thanksgiving dinner, and then start making our Black Friday plans. We research...
View ArticleThe Cost of Reconstructing Damaged Property
The risk of damage to your property, due to fire or another covered cause of loss, is always a major concern. In many cases, you may want to resume use of your damaged property for any number of...
View ArticleGive Yourself the Gift of Security for a Discount on Your Home Insurance
If you’re looking to give yourself a gift during the calm that arrives after the holiday madness, then look no further, as the perfect gift might come in the form of a win-win. The gift idea? A new...
View ArticleHow to Stay on Track to Meet Your Yearly Goals
Who likes to make New Year resolutions? Who never sticks to them? We are one month into the New Year – are you still working towards your goals? Like many of you, my resolutions include living a...
View ArticleIt’s Your Tax Refund – Don’t Let Criminals Steal It
Are you anticipating a nice tax refund this year? Maybe you have plans for a new TV or a special vacation. But imagine someone beats you to your refund by filing a fraudulent tax return, putting your...
View ArticleBuilder’s Risk Policy vs. a Loss: Which Costs More?
“I don’t need a Builder’s Risk policy,” said a contractor. “The money I save I’ll just set aside for any losses.” Little did he know how inexpensive a Builder’s Risk policy can be and how expensive a...
View ArticleAre You Taking Full Advantage of Your Premium Discounts?
As I’ve mentioned before, it’s hard to watch any sort of television program without seeing an insurance advertisement at some point. I also have already expressed my views on the commercials that...
View ArticleVacant Property Doesn’t Mean Vacant Worries
So my commercial building has become vacant…what’s the big deal? When a building is vacant, a small problem can quickly become a big problem. For example, a property in my neighborhood became vacant...
View ArticlePreparing your Lawn Equipment for a Long Winter’s Nap
Despite my best efforts, my lawn is in pretty rough shape. It won’t be long until the frost comes along, my grass goes dormant, and I promise each blade of grass that I will do better next year...
View Article6 Tips to Save on Energy Costs This Winter
With cold temperatures moving in, many are looking for ways to cut down on utility costs. In a previous article we discussed “The Thermostat Wars” that often occur in homes and how adjusting the...
View ArticleTeenage Driver? teenSMART is the Smart Choice for Safety and Savings!
If you are a parent with teen drivers in your household, you are probably constantly worried about them on the roads and are concerned about them safely getting from point A to point B. This worry is...
View ArticleBusyKid – Allowance turned to Finacial Literacy for Kids
Like it or not, everything is going digital. Even famous board games that at one time appeared to be safe from ever being played in your hand, are now one touch away. During a family vacation to...
View ArticleWhy You Should Care About Your Child’s Financial Literacy
Families across the country are in quarantine and are likely keeping their children busy by assigning chores! Many of us will reward our children with an allowance or other form of compensation for...
View ArticlePreventing the Risk of Distracted Driving
Distracted driving is something that some of us forget to think twice about. Consider your daily commute or your weekly trip to the grocery store. These are routes you have taken so often and are...
View ArticleShow the Earth Some Love with Paperless Options!
The infamous junk drawer…we all have one (or maybe two or three). One of mine tends to fill with stacks of old mail, unopened envelopes, bills, and notifications that I opened once and then never...
View ArticleWhat is Subrogation?
Subrogation is a common term in the insurance industry but not a common one outside of it. So what is subrogation? Subrogation is a legal right the insurance company holds to pursue a third-party...
View ArticleSave Money with Auto Premium Discounts
Many of us are well aware that owning a car can be expensive (especially a new car)! According to a AAA study, the average cost of owning and operating a new car was $773.50 a month in 2019. Expenses...
View ArticleHow to Save Money on Gas During a Road Trip!
As we approach the end to summer, and back to school is on the horizon, we are embarking on our final vacations for the season. This year, road trips have become very popular due to the current...
View ArticleHow to Save Money on Gas During a Road Trip!
As we approach the end to summer, and back to school is on the horizon, we are embarking on our final vacations for the season. This year, road trips have become very popular due to the current...
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